Frequently Asked Questions

The County’s CDBG-DR Action Plan allocates $10,000,000 to this program, but it is subject to increase if the demand requires.

Reimbursement may be provided regardless of the home size as long as construction has been completed prior to application.

No, SBA is not considered a private loan as it is federal government loan funded and administered by the U.S. Small Business Administration.  You can’t be reimbursed for it because it is considered a duplication of benefits, and the program only reimburses for out-of-pocket expenses.

If you have received other funds, that does not mean you are ineligible for a CDBG-DR program, it would just be a lesser amount (cannot duplicate benefits from another source). Example: $1M to reconstruct, $500k from insurance/FEMA for housing, still have a $500k gap that CDBG-DR can cover.

Yes, you must wait until construction completion before applying for the Reimbursement Program.

The Reimbursement Program will reimburse any unsubsidized loans.

Currently, we anticipate that Intake will be open for 6 months, but depending on program response, that can be extended.

Tax consequences are complex and depend heavily on individual circumstances. Individuals and businesses receiving CDBG-DR assistance are strongly advised to consult with a qualified tax professional for personalized guidance regarding their specific situation. 

Yes.

Yes.

Cost of construction for the home (labor, materials).

You must maintain ownership of the property; you must maintain occupancy of the property as your primary residence; you must maintain all required insurance (homeowners, hurricane and flood, if applicable) – throughout the agreed upon affordability period – TBD.

An initial $10 million has been allocated for this program. However, if the program proves successful and demand remains high, additional funding may be made available.

Council for Native Hawaiian Advancement (CNHA).

Yes, all are permanent construction residences.

$288,579,950  for Reconstruction

$92,500,000 for First-Time Homebuyer

$10,000,000 for Reimbursement

Yes, final inspections by the County’s Permit Office must be submitted at the time of application.